Treasury’s role is expanding, and the 2026 Treasury Technology Analyst Report makes that clear. The report shows that treasury teams are expected to provide timely insights, maintain strong payment controls, and guide the organization through more complex financial and regulatory conditions. Meeting these expectations depends on systems that deliver accurate data and support consistent, efficient workflows.
Connectivity, automation, and fraud prevention emerge as the report’s top priorities because they address the areas where treasury feels the most pressure. Connectivity improves access to cash and payment information across banks and internal systems. Automation reduces manual work that slows analysis and increases the chance of error. Stronger fraud controls are necessary as payment channels move faster and carry higher exposure.
Together, these priorities define the technology foundation treasury teams need as their responsibilities continue to grow. The sections that follow highlight the trends shaping this shift and how TIS helps organizations respond to them.
Treasury Tech Trends for 2026
According to the 2026 Treasury Technology Analyst Report, “treasury’s effectiveness hinges on its ability to exchange data quickly and securely across systems, banks, and departments”. So treasury’s ability to support the broader enterprise is now closely linked to how effectively it uses technology, reshaping expectations for speed, accuracy, and control. Top tech trends from the report include:
- API-Driven Connectivity
APIs illustrate this new shift clearly. The report explains that APIs become strategically important as companies work to streamline integration and reduce manual work. Banks have made progress in offering reporting APIs that provide direct access to account balances, transaction histories, and intraday positions, and this real-time data improves how treasury teams can assess cash positions and respond to changing conditions. But adoption of transactional APIs has been slow and uneven, reinforcing the role of treasury aggregators in bringing these data flows together. - AI and Agentic Workflows
AI is another area heavily influencing how treasury teams manage their workloads. The report outlines several types, from machine learning tools that identify trends and detect anomalies in large datasets for forecasting and fraud detection to generative tools that can turn unstructured data into usable narratives for comprehensive reporting. With those tools, agentic AI can then initiate and complete tasks, such as resolving reconciliation exceptions or adjusting FX hedges with limited human input. For lean teams, this reduces time spent on activities that pull attention away from strategic work. - ISO 20022 Readiness Is a Critical Theme for 2026
The report calls the migration to ISO 20022 “a pivotal point,” with the November 2025 deadline marking the end of the coexistence period for legacy MT messages. Although banks bear the requirement of the 2025 deadline, corporates will still begin receiving ISO-based reports and messages regardless of their own readiness. Treasury will benefit from the shift to structured payment data, but at the same time, uneven bank adoption will create challenges. The report notes that treasury aggregators help simplify this transition by standardizing message formats across banks. - Rising Demand for Visibility and Stronger Fraud Controls
As organizations adopt real-time payment systems such as FedNow, the report notes that faster payments could raise concerns about fraud acceleration. To avoid this, treasury aggregators help companies use faster payment options more quickly and securely by centralizing validations and workflows. This way, visibility becomes part of the control structure, not simply a reporting exercise.
Together, these trends point to a corporate function in transition. Treasury is moving toward real-time data, structured information flows, and systems that apply consistent controls. This shift raises expectations for what treasury technology must provide and shows why platforms that consolidate connectivity and improve data quality have become essential to treasury’s role in the organization.
TIS at the Forefront of Treasury Innovation
The Analyst Report highlights the need for platforms that unify information, strengthen controls, and support continuous decision-making. TIS is built around this model. The platform brings connectivity, payment execution, visibility, and automation into a single environment, and each capability responds to challenges treasury teams are already managing.
A Global Payments Hub Designed for Real-Time Treasury
The report emphasizes the importance of connectivity frameworks that provide consistent access to account balances, transactions, and payment channels. TIS supports this through one of the largest multi-bank networks in the market. Treasury gains a single point of interaction for global payment activity, which reduces operational friction and minimizes the complexity of managing different bank interfaces.
TIS also maintains a dynamic format library so organizations can work with ISO 20022 and legacy standards during the transition period. Banks are adopting ISO 20022 on different timelines, and treasury teams need continuity as formats evolve. TIS manages formatting requirements in the background so payment workflows remain uninterrupted.
This connectivity structure also makes it easier for treasury to adopt emerging real-time payment channels and work within new API standards for cross-border activity while centralizing rules, validations, and controls.
Cash Visibility and Reliable Forecasting
The report notes that reliable treasury guidance depends on unified and consistent data. TIS automates the collection and standardization of global bank statements, giving treasury a consolidated view of cash across all entities and currencies. Automation improves reporting accuracy and reduces reconciliation work.
Consistent data also strengthens forecasting. Trend analysis, variance detection, and liquidity planning are more effective when built on reliable inputs, which aligns with the report’s emphasis on better liquidity insight and stronger risk oversight.
Stronger Fraud Controls and Compliance Readiness
As payment speed increases, so does exposure to fraud. The report highlights the need for systems that apply consistent review, validation, and monitoring across payment channels. TIS incorporates these controls directly into its workflow. Payments move through structured validations, vendor checks, sanctions screening, and anomaly detection before reaching the bank, creating a clear and consistent process that reduces the risk of unauthorized activity.
By consolidating payment execution into one platform, TIS reduces the number of points where fraud can occur and supports the report’s recommendation to simplify payment structures.
AI That Supports Daily Treasury Workflows
The report notes growing interest in tools that streamline reconciliation, highlight irregularities, and support analysis. TIS offers these capabilities through its AI assistant and machine learning features, which help teams identify exceptions, surface patterns, and reduce time spent on routine tasks. These capabilities support treasury teams that need to manage workload pressures without added staff.
A Platform Built Around the Needs of Treasury
Treasury needs technology that simplifies complex processes, improves data quality, and applies consistent controls across every cash and payment workflow. TIS provides this through a unified model that connects banks, systems, and internal processes, resulting in a treasury operation that is easier to manage and better equipped to support the organization.
How TIS Differentiates in a Crowded Treasury Technology Market
TIS differentiates itself in several areas identified by the Analyst Report as critical for modern treasury operations.
Extensive bank connectivity – TIS provides one of the largest multi-bank connectivity frameworks, giving treasury a single point of access to global accounts and payment channels and reducing operational complexity.
Plug-and-play ISO 20022 readiness – TIS supports both ISO and legacy formats in parallel, allowing treasury teams to transition without reworking internal processes or managing multiple format versions.
Proven scalability – Processing more than 2.5 trillion dollars in annual transaction volume, TIS demonstrates reliability for large, multi-entity organizations that require consistent performance across high volumes and diverse payment types.
Dedicated support and rapid onboarding – TIS offers structured onboarding and a support model that shortens time to production, helping organizations stabilize their payment environment and gain visibility quickly.
Future-Ready Treasury Operations With TIS
Treasury is moving toward a more connected and modular technology ecosystem. TIS supports this by integrating with ERPs, TMS platforms, working capital tools, and data applications, giving organizations the flexibility to evolve their architecture without disrupting core payment or visibility processes.
Automation and AI are becoming practical tools for managing workload and strengthening controls. TIS supports this shift with capabilities that help teams identify exceptions, surface risk indicators, and streamline routine tasks.
As organizations expand globally, treasury must manage new banks, regulations, and payment channels. TIS provides the connectivity, format support, and validation framework needed to operate consistently across regions, helping teams maintain compliance and visibility as the business grows.
Explore how TIS can transform your treasury operations. Request a demo today.
